Associate members

BNP Paribas Cardif, subsidiary of BNP Paribas, insures people, their families and their property through savings and protection products and services. Their proven expertise in marketing and distributing insurance products contributes to the success of their partners around the world, particularly in Europe, Asia and Latin America. Currently the tenth-largest insurer in Europe*, BNP Paribas Cardif aims to be the global benchmark in insurance partnerships. BNP Paribas Cardif pursues an exemplary Corporate Social Responsibility policy centred on responsible products and services, promotion of workplace diversity, internal environmental initiatives and support for economic and financial education.

CBP is an intermediary specialised in consultancy and management in the personal insurance field . On an exclusive B2B basis, CBP provides comprehensive and customised solutions to meet any need for its customers, mortgages / consumer loan distributors, and insurance / reinsurance companies. Traditionally CBP has built its success on the “creditor protection insurance” range of collective and individual schemes. Thanks to this very strong specialisation, CBP is currently the leader in the French market. Experience and expertise in this area allow the company to develop a large spectrum of personal insurance schemes. Backed up with its success, CBP’s business model is duplicated in other countries: Italy, Spain, and Portugal.

Codeactivos was launched in 2007 in Madrid with the vision of becoming one of the preferred European Collection Agencies. Our company is headed by independent experts with more than 30 years of experience in the banking sector and collection services worldwide. We count with highly skilled professionals that have a broad experience in collection and finance industry as well as consultancy services. Codeactivos was positioned as one of the best Collection Agency in results in its eleven years of service. During this process the company has expanded from Spain to other European markets such as France, Portugal and Italy. It handled more than 8,500MM Euros, engaged with more than 7,0 millions of clients and established a team of more than 250 professionals and specialists. Currently we are collaborating with more than one hundred companies in the credit and financial European industry. Codeactivos is a visionary, modern and dynamic group, fully committed to the changing demands and needs of our clients.

CRIF is a global company specializing in credit bureau and business information, outsourcing and processing services, and advanced solutions for credit and open banking. Established in 1988 in Bologna (Italy), CRIF operates over four continents and is currently the leader in continental Europe in the field of banking credit information and one of the main operators on a global level in the field of integrated services for business & commercial information and credit & marketing management. Moreover, CRIF is included in the prestigious IDC FinTech Rankings Top 100, a ranking of the leading global technology solution providers to the financial services industry, and in 2019 completed its coverage as an AISP in 31 European countries where the revised Payment Services Directive is applicable. Today over 10,500 banks and financial institutions, 600 insurance companies, 82,000 business clients and 1,000,000 consumers use CRIF services in 50 countries on a daily basis.

Equifax is a global data, analytics, and technology company. We believe knowledge drives progress. We blend unique data, analytics, and technology with a passion for serving customers globally, to create insights that power decisions to move people forward. Headquartered in Atlanta, Equifax operates or has investments in 24 countries in North America, Central and South America, Europe and the Asia Pacific region. It is a member of Standard & Poor's (S&P) 500® Index, and its common stock is traded on the New York Stock Exchange (NYSE) under the symbol EFX. Equifax employs approximately 13,000 employees worldwide.

FICO, formerly known as Fair Isaac, delivers superior predictive analytics solutions that drive smarter decisions. The company’s groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO’s innovative solutions include the industry-leading solutions for measuring credit risk, managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world’s top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands.

Ingenuous is a decision support company offering an innovative financial crime and credit decisioning solution. Our solution, Intuition, is a single real time platform enabling credit risk decisioning, enterprise fraud detection and prevention, ensuring AML/KYC compliance and screening, has been developed using 30+ years of experience in the global financial services industry. Intuition is future proof, scalable and developed using the latest technology like machine learning to ensure ease of implementation, operational efficiency and a fast ROI. With a head office in Melbourne, Ingenuous supports its global clients through their international support network.

Founded in 2009, iVendi is an award-winning software company, providing an integrated sales platform for vehicles and financial services in the UK and internationally. Our innovative digital solutions make it easier for retailers to sell and consumers to buy vehicles online and in the showroom. Used by vehicle retailers, finance lenders, and vehicle manufacturers, iVendi’s connected retailing solutions provide a complete customer journey from vehicle search to purchase with a focus on ease of use, compliance, and data security.

LOGALTY was set up in 2005 and its main objective is to ensure that all electronic transactions performed through LOGALTY offer “full legal security”. The services it currently provides to financial institutions in Europe are registered electronic contracting and related services: electronic registered delivery and communications. LOGALTY Services Solutions is supported by a platform through which all types of electronic contracts can be made on various distributions channels: offices, face-face sales outlet, direct Internet and telephone. The signature of one or several documents, by one or several parties using one or several methods of signature is also permitted: one time password, digital handwritten signatures, signatures with digital certificates or voice signatures, which in all cases comply with legal regulations applicable and European directives on electronic contracting and guarantees of consumers and users. LOGALTY is currently taking its trusted third party services to its clients in European countries and clients in Latin America and the United States.

QUICKSIGN is the European leader in digital onboarding for B2C financial services—consumer credit, banking and insurance. Our SaaS platform provides the best of digital onboarding: KYC, Smart Document & Data Management and Electronic Signatures via one single API. Founded with the belief that digital onboarding would dramatically simplify access to financial products whilst reducing cost, time and risk, our value proposition is built around three principles: (1) our organization and systems must continuously keep up with the cycle of innovations, (2) data is at the center of the decision process (3) transparency towards our highly regulated partners is essential to gain their trust and grow our activities.